{
  "x402Version": 1,
  "service": "payer-api-directory",
  "description": "Free MCP directory of US medical clearinghouse / payer APIs (Availity, Optum, Waystar, Stedi, pVerify, Office Ally, Claim.MD): what each does, dated pricing signals, access requirements, and a transparent recommender.",
  "homepage": "https://clearinghouse.dropwatchhq.com",
  "mcp": {
    "endpoint": "https://clearinghouse.dropwatchhq.com/mcp",
    "transport": "streamable-http",
    "protocol": "mcp"
  },
  "payment": {
    "scheme": "exact",
    "network": "base",
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "assetName": "USD Coin",
    "decimals": 6,
    "payTo": "0x38134a7F97636E26365Fb17405566595B917a341",
    "facilitator": "https://facilitator.payai.network",
    "keyless": true
  },
  "paidTools": [
    {
      "tool": "recommend_clearinghouse_report",
      "type": "mcp-tool",
      "transport": "mcp",
      "endpoint": "https://clearinghouse.dropwatchhq.com/mcp",
      "method": "POST tools/call (x402 challenge rides in the tool result)",
      "description": "Full ranked 'which clearinghouse for my practice' report (transparent scoring + dated pricing signals) for one practice profile.",
      "price": {
        "scheme": "exact",
        "network": "base",
        "maxAmountRequired": "100000",
        "amountUSD": "$0.10",
        "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
        "extra": {
          "name": "USD Coin",
          "version": "2"
        },
        "decimals": 6
      },
      "payTo": "0x38134a7F97636E26365Fb17405566595B917a341",
      "resource": "https://clearinghouse.dropwatchhq.com/mcp#recommend_clearinghouse_report"
    }
  ],
  "freeTools": [
    {
      "tool": "list_clearinghouses",
      "description": "List all vendors with access model + whether pricing is public.",
      "price": "free"
    },
    {
      "tool": "get_clearinghouse",
      "description": "Full dated, confidence-tagged record for one vendor.",
      "price": "free"
    },
    {
      "tool": "vendors_by_function",
      "description": "Which vendors support a given X12 function.",
      "price": "free"
    },
    {
      "tool": "recommend_clearinghouse",
      "description": "Transparently ranked shortlist for a practice.",
      "price": "free"
    }
  ],
  "docs": {
    "llms": "https://clearinghouse.dropwatchhq.com/llms.txt",
    "spec": "https://github.com/coinbase/x402"
  },
  "directory": {
    "catalog": "https://x402.dropwatchhq.com/x402",
    "catalogJson": "https://x402.dropwatchhq.com/x402.json",
    "description": "Full directory of dropwatchhq agent-payable x402 tools (USDC on Base, keyless)."
  }
}