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Stedi: pricing signals, access, and small-practice fit
The flagship API-first, self-serve clearinghouse ('the only programmable healthcare clearinghouse'). Free sandbox, free Basic tier (100 claims + 100 eligibility/mo), removed the prior $500/mo minimum, no setup/per-provider/per-payer fees. The structural antidote to the opacity complaint — though exact per-unit prices sit behind an interactive slider on its pricing page.
What it does
270/271 Eligibility & benefits837 Claim submission835 ERA / remittance276/277 Claim status
- 270/271 Eligibility & benefits — Real-time check of whether a patient's coverage is active and what it covers (X12 270 request / 271 response).
- 837 Claim submission — Submit professional/institutional/dental claims to payers (X12 837P/837I/837D).
- 835 ERA / remittance — Electronic remittance advice — how the payer adjudicated a claim and what it paid (X12 835).
- 276/277 Claim status — Ask a payer the status of a submitted claim (X12 276 request / 277 response).
Real-time: yes · Batch: yes
Known pricing signals
| Item | What's public |
|---|---|
| model | published Usage-based pay-as-you-go (prepaid credits); per-unit rate auto-drops with volume; no setup, no per-provider, no per-payer fees Source: https://www.stedi.com/pricing · verified 2026-06-22 |
| noMinimum | reported / estimate No monthly minimum — the prior $500/mo floor was removed Source: revcycleai.com, corroborated · verified 2026-06-22 |
| basicFree | published Free Basic plan: 100 free claims/mo + 100 free eligibility/mo; free unlimited sandbox Source: https://www.stedi.com/ changelog (Basic plan) · verified 2026-06-22 |
| perUnit | no public price Exact per-unit dollar amounts are behind an interactive slider on the pricing page and not in indexable text — read stedi.com/pricing at your volume to capture them. Stedi DOES publish them; we won't guess a number. No public source — vendor quotes per account. |
Access requirements
Self-serve signup (work email, no card, <2 min) → free sandbox with test keys + 30+ mock scenarios. Production keys self-serve after adding a card. Transaction enrollment with delegated signature authority (Stedi signs payer forms; 850+ payers in one step). Payer enrollment lag: most 24–48h, some up to 30 days. No contracts/minimums.
Best-for-small-practice
Best-in-class for a small developer specifically: free sandbox + free Basic tier + removed minimum mean you can size, build, and start without a sales contract. Gap: no native 278 prior auth.
The structural counter-example to Availity opacity — lead /compare and the recommender with Stedi for the dev persona. Honest gaps: no native 278; exact per-unit price is behind the on-page slider.
Our recommender ranks all vendors against your exact functions, dev needs, and budget — transparently, with the reasoning shown.
Find the right one →Independent transparency directory. Pricing and access details are compiled from public vendor pages and practitioner reports and are dated and confidence-tagged — published = vendor's own public page, reported = third-party/forum estimate, no public price = none found. We do not invent numbers. Last verified 2026-06-22. Not affiliated with any vendor; verify current terms directly before contracting. Some outbound links may be referral links.